Down Payment Calculator
Down payment and loan amount for a home or big purchase.
Enter values
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Step by step
The formula
down payment = price × percent / 100
The down payment is the share you pay upfront; the rest becomes the loan. A larger deposit lowers both the monthly repayment and the total interest, and at 20% it typically removes the need for mortgage insurance on conventional loans.
All calculations run locally in your browser and update instantly as you type.
Example calculations
Common questions this calculator answers — select one to load its values.
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Frequently asked questions
How much down payment do I need for a home?+
It varies by loan type and lender. 20% avoids private mortgage insurance on many conventional loans, but lower options exist.
All calculations run locally in your browser. Nothing you type is sent to a server.