Savings & FD
Maturity value of a fixed deposit or recurring savings.
Enter values
$
% p.a.
years
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Step by step
The formula
A = P × (1 + r/4)^(4·t) (quarterly compounding)
A fixed deposit locks money away at an agreed rate for a set term, with interest typically compounded quarterly. The certainty is the appeal: unlike market investments the return is known in advance, though it usually trails what equities deliver over long periods.
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Example calculations
Common questions this calculator answers — select one to load its values.
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Frequently asked questions
How often do FDs compound?+
Quarterly compounding is common for fixed deposits, which is what this tool assumes.
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